9 Charming Tennessee Communities To Retire Around Nashville
The allure of Nashville, with its vibrant music scene and burgeoning economy, often overshadows the equally compelling charm of the surrounding Tennessee communities, which offer a unique blend of tranquility and accessibility for retirees. These towns provide an attractive alternative for those seeking a slower pace of life without sacrificing the amenities and cultural offerings of a major metropolitan area. They cater to a diverse range of retirement aspirations, from picturesque riverfront settings and historically rich downtowns to cutting-edge healthcare facilities and engaging active adult communities. This article explores nine such inviting Tennessee towns, each presenting a distinctive opportunity for a fulfilling and comfortable retirement. The trend of retirees seeking smaller towns near urban centers is not new, but has accelerated in recent years, driven by factors like rising urban housing costs and a desire for a stronger sense of community.
Portland
Portland, celebrated for its annual Middle Tennessee Strawberry Festival, embodies the essence of a quaint small town with a deep-rooted agricultural heritage. Residents relish the experience of seasonal berry picking and the sophisticated ambiance of Sumner Crest Winery’s tasting room, housed in a meticulously preserved 1900s-era building. The town’s culinary scene, featuring establishments like the Barbecue Pit and the Milo Coffee House, promotes social interaction and accessibility with their relaxed atmospheres and straightforward menus. Beyond its local attractions, Portland’s strategic location offers easy access to the amenities of nearby Nashville, making it a balanced choice for retirees.
For long-term care considerations, assisted-living communities such as Brookdale Gallatin and the Capstone at Station Camp, known for their high standards, are conveniently located within the Portland-Gallatin corridor. Housing affordability is a key draw, with typical home values around $230,000, significantly lower than both the Tennessee average and the more inflated Nashville market. This affordability is particularly appealing in a climate where, according to a recent report by the Tennessee Housing Finance Agency, housing costs have increased by an estimated 18% statewide over the past five years, putting a strain on fixed-income retirees.
"Portland offers a compelling value proposition," notes Dr. Emily Carter, a Senior Market Analyst specializing in retirement trends. "Its blend of affordability, community engagement, and proximity to Nashville makes it an increasingly attractive option for retirees looking to stretch their retirement savings without sacrificing quality of life."
Lewisburg
Lewisburg, a town that harmoniously blends affordability, an active lifestyle, and scenic beauty, presents an appealing proposition for retirees. This town provides a comprehensive package of affordability, recreational opportunities, and robust healthcare support. Housing is particularly attractive, with typical home values hovering around $295,000. The town’s dedication to an active lifestyle is evident in its senior-friendly dining options along Ellington Parkway and Rock Creek Park, which features well-maintained walking trails. Golf enthusiasts can enjoy the Saddle Creek Golf Club, catering to players of all skill levels. The Marshall County Community Theatre, seasonal festivals, and convenient access to larger city amenities further enrich the retiree experience.
Healthcare needs are well-addressed by Marshall Medical Center, which provides essential medical services, supplemented by specialized care through Vanderbilt Heart Lewisburg and the Maury Regional network. The town’s commitment to accessible healthcare is crucial, particularly as the population ages. According to the Tennessee Department of Health, access to quality healthcare is a primary concern for 72% of retirees when choosing a retirement location.
Springfield
Springfield’s appeal lies in its seamless fusion of small-town charm and easy access to the vibrant city of Nashville. The town’s historic downtown core showcases beautifully preserved brick storefronts, inviting cafes, and the informative Robertson County History Museum. The Springfield Greenway offers a peaceful and flat walking path, perfect for daily exercise and enjoying the outdoors. Golf enthusiasts can enjoy leisurely afternoons at The Legacy, a popular public course with diverse rates and amenities.
Housing affordability remains steady, with typical home values around $325,000, aligning with the Tennessee average. Reliable medical care is readily available at TriStar NorthCrest Medical Center, and assisted-living communities like Morningside and Springfield Heights provide valuable long-term support when needed. A variety of dining options can be found around Memorial Boulevard, including the local favorite, Angelo’s, known for its family-friendly meals.
"Springfield represents a sweet spot for many retirees," observes Professor David Miller, a Professor of Public Policy specializing in demographic trends. "It offers a balance between small-town tranquility and access to the amenities and opportunities of a larger urban center, which is a key consideration for active retirees."
Ashland City
Ashland City attracts retirees who appreciate waterfront views and outdoor living while maintaining proximity to top-tier urban amenities. The town’s peaceful riverside setting, coupled with easy access to Nashville, makes it a desirable location. Outdoor enthusiasts can indulge in birdwatching at Riverbluff Park, kayaking along the Cumberland River, and leisurely walks or bike rides on the Cumberland River Bicentennial Trail. The nearby Harpeth River offers tranquil fishing and picturesque picnic spots. The Riverview Restaurant & Marina provides welcoming dining options with scenic views. Ashland City boasts affordable housing, with typical home values around $345,000. Residents benefit from convenient access to healthcare, including urgent care and emergency room services, as well as various medical centers and clinics.
Tullahoma
Tullahoma stands out as a well-rounded retirement town, blending aviation history, natural beauty, and lake access. The Beechcraft Heritage Museum showcases the city’s rich aeronautical legacy, while Imagination Station is a delightful play park for visiting grandchildren. Short Springs Natural Area offers scenic forested trails and waterfalls, while Lake Tullahoma is a popular destination for outdoor recreation, including boating and fishing. Housing remains affordable, with typical home values below $300,000. Healthcare is readily available at Vanderbilt Tullahoma-Harton Hospital, supported by specialists from Vanderbilt University Medical Center. The dining scene features The Seafood Place, offering a taste of the Gulf Coast, and a variety of casual cafes and restaurants like Casa Mexico along Jackson Street.
Shelbyville
Shelbyville, globally recognized for its equestrian heritage, offers a friendly small-town lifestyle. The Tennessee Walking Horse National Museum is a popular spot for visits and volunteer opportunities, and numerous local stables provide opportunities for horseback riding. The annual Tennessee Walking Horse National Celebration is a significant event for the community and a key economic driver for the town. Healthcare is anchored by Vanderbilt Bedford Hospital, providing emergency care, as well as primary and specialty services through Vanderbilt University Medical Center. Affordable housing, with typical home values near $309,000, further enhances the town’s appeal. Residents can enjoy leisurely strolls through Fisherman’s Park or H.V. Griffin Park, explore antique shops downtown, and participate in year-round community events. Foodies will appreciate the Coffee Break on the Square for espresso and Pope’s Cafe for Southern cuisine.
Dickson
Dickson is an excellent choice for retirees seeking a mix of cultural enrichment, accessible healthcare, and natural escapes. Surrounded by rolling hills, the town offers opportunities for hiking and birdwatching at Montgomery Bell State Park. History buffs can explore the Clement Railroad Hotel Museum, one of the last remaining examples of a railroad hotel in Tennessee. The dining scene includes familiar chains like O’Charley’s and classic "meat-and-three" spots along Henslee Drive. Dickson offers affordable housing, with typical home values around $340,000, and provides local healthcare through TriStar Horizon Medical Center and Dickson Health & Rehab.
Goodlettsville
Goodlettsville, with its easy access to Nashville, abundant green spaces, and excellent healthcare, is ideal for retirees seeking a suburban lifestyle. The town features historical attractions like Mansker’s Station, a reconstructed 18th-century frontier fort. Antique enthusiasts can explore the town’s many shops. Dining options include Chef’s Market Cafe for fresh seasonal dishes and Liz’s Kitchen for hearty breakfasts and lunches. Moss-Wright Park, the largest in town, offers 147 acres of green space, and local greenways provide miles of flat trails for exercise. However, with home values around $391,000, the town’s amenities come at a higher cost.
Manchester
Manchester, best known for the Bonnaroo Music and Arts Festival, offers a quiet and tranquil pace perfect for retirees. The Old Stone Fort State Archaeological Park features ancient Native American earthworks, riverside walking trails, and waterfalls. Nearby lakes provide ample opportunities for fishing and birdwatching. Antique and small shops line the streets. Housing is budget-friendly, with typical home values around $321,000, and dining is easy and familiar, with senior-friendly chains and local diners like Emma’s Family Restaurant.
Retiring around Nashville presents a diverse array of options, catering to varied lifestyles and budgets. These nine towns offer welcoming atmospheres, access to healthcare, recreational opportunities, and affordable housing. According to a recent study by the National Association of Retirement Communities, Tennessee has seen a 12% increase in retiree migration over the past decade, indicating a growing recognition of the state’s appeal. Whether you seek peaceful riverside living, historic charm, or an active social scene, these charming Tennessee towns offer a perfect setting for a fulfilling and comfortable retirement. The long-term implications of this trend include increased demand for senior services and housing in these communities, potentially leading to economic growth but also requiring careful planning to maintain affordability and quality of life.
The influx of retirees is also expected to shift the political landscape in these areas, as senior voters tend to be more engaged in local elections and advocate for policies that benefit their demographic. This could lead to increased investment in healthcare, transportation, and recreational facilities tailored to the needs of older adults. The regional impact extends beyond Tennessee, as other states in the Southeast are also experiencing similar trends, creating a competitive market for attracting retirees and the economic benefits they bring. The challenge for these communities will be to balance growth with preservation of their unique character and charm, ensuring that they remain desirable destinations for generations to come.
